LaCroix Financial Group, LLC

“Tax Qualified Plans – The Rest of The Story”

There is a Better Way To Save For Your Retirement

Following his extensive research, Robert LaCroix, founder and leader of LaCroix Financial Group, LLC, has developed a personal alternative “PRIVATE PLAN” using revolutionary financial products now available. This Plan eliminates the common pitfalls found in tax qualified plans for most Americans in our new economy.

Do people retire on LESS income because they WANT to or because they HAVE to?



DID YOU KNOW:

1. If you contribute the maximum amount allowed to your 401(k), IRA, or other tax deferred account each year and successfully manage your account so it accumulates at an average rate for 30 years, you will most likely be taxed at the highest rate of your lifetime at retirement when you are least likely able to afford to pay those taxes. 2. Many people investing in Tax Qualified Plans do not view their accounts as “retirement only” money and dip into those funds for other purposes, paying IRS penalties, when they have no access to other emergency funds. As a result, these individuals enter their retirement years with little or no retirement savings. 3. Often, individuals under-fund their Tax Qualified Plans as the result of advice given solely for the purpose of reducing their current income tax liability, rather than for the purpose of building their retirement nest egg. 4. Many believe “tax deferred” will translate to “tax free” when they hit that golden age of retirement. “The reality is that not only will you owe taxes, but your tax liability may likely be even GREATER than today.”

What Will The Income Tax Rate Be The Year You Retire?

	You know what your income tax rate is today – can anyone predict what that rate will be when you retire?

	Are you capable and willing to successfully manage your own retirement account?

	What happens to your funds if death occurs BEFORE you retire? How will they be distributed and taxed if death occurs AFTER retirement?

	How will your retirement funds be taxed and what effect will this have on your NET income upon retirement?

MOST IMPORTANTLY - Will your funds last ALL of your retirement years?

NOW it is time for all working Americans to view our presentation - “TAX QUALIFIED PLANS - THE REST OF THE STORY” and discuss with an LFG personal advisor whether a unique personal PRIVATE PLAN is right for you. You can judge for yourself if your current 401(k), IRA, and other tax qualified plans or a “PRIVATE PLAN” with LFG is the right plan for your SECURE – LIFELONG retirement income.

Rescue Your Retirement Plan and Dreams